Foreign Invested Enterprise(FIE)
All FIE who wish to avail finance from our bank, has to fulfill the regulatory requirement of producing a Loan Card.

Loan Card
It is issued by PBOC (People's Bank of China) for the new established company who wishes to borrow funds from financial institutions for business in China. The Loan Card is a certificate to evidence the right to operate finance business provided by financial institutions. Loan Card has a Card No. and Password and is the certificate to access "Bank's Credit Consultant System".

Loan Card is a prerequisite for discounting, L/C issuing, bill of exchange for acceptance, bank guarantee, customer facilities and providing guarantees also.

Customers willing to avail financial assistance should make an application to Loan Card Centre of PBOC with the following documents:

1) Loan Card Application form (can collect this form from our Bank)
2) Business license (original and copy)
3) Institution/Organization Code (original and copy)
4) "Audit Report for Registered Assets" (origin and copy), balance sheet one month ahead of application for Loan Card and Annual Report of previous year.
5) Id Card of legal representative or deputy or principal authorized by legal representative. (original and copy)
6) Other documents as required by PBOC.

Annual Checking:
Loan card needs to be renewed on yearly basis. Customer should produce the Loan Card with the following documents to Loan Card centre for renewal:

1) "checking report of Loan Card"
2) Loan Card
3) Business license after annual checking (original and copy)
4) Institution/organization code
5) Annual reporting of previous year
6) For those who wish to make amendment of the information should bring the relative documents and its photocopies.
7) Id Card of legal representative or deputy or principal authorized by legal representative. (Original and copy)
8) Credit level certificate issued by evaluating institution which is approved by PBOC for those who has a/c with banks showing that loan is satisfactorily conducted.